Yes, the manner in which you spend may impact lien or name release timing.

Yes, the manner in which you spend may impact lien or name release timing.

  • Certified Funds Payoff: If you spend by dealer or check that is cashier’s cash Gram, Western Union, debit card, or money at a Capital One Bank, Capital One begins the lien launch process the second working day after receipt associated with certified funds.
  • Non-Certified Funds Payoff: If you spend by individual or company check, Capital One Mobile App, phone, or on the web, it could take as much as five company times following the receipt associated with uncertified funds before Capital One starts the lien or name launch procedure once we must enable time when it comes to funds to clear.

Our name launch timelines differ by state and whether you have got paid down with certified or uncertified funds (please see above). […]